Welcome to USDA Mortgage Source

Welcome to the USDA Mortgage Source, Florida's primary and local USDA loan resource. USDA Mortgage Source specializes in USDA home loans for first time home buyers and current homeowners in Florida. The USDA loan program is a government mortgage program that is backed by the United States Department of Agriculture and provides a number of homeownership opportunities with no down payment needed. The government backed USDA mortgage program is one of the few remaining programs that still allow home buyers to purchase a home with NO MONEY DOWN. Regardless of your credit, financial or mortgage knowledge, the USDA Mortgage Source would be more than happy to assist you. We take the time to answer all your questions and educated you on the advantages of USDA home loans here in Florida. If you are looking for information on government mortgage options here in Florida, you have come to the right spot!

So what exactly is a USDA home loan?

A USDA home loan is a government insured loan program for families in qualifying rural areas of the United States. Many areas around Florida are USDA eligible, you would be surprised. Most of the cities and towns in Florida have USDA eligible areas within them. The goal of the USDA loan program is to help our Florida rural communities expand by making homes more affordable by limited down payment and credit requirements.

Listed below are just a few benefits of a USDA mortgage.

• USDA Loans require NO money down – up to 103.5% financing.
• There is NO monthly mortgage insurance (PMI) like other loans.
• Closing costs can be included or rolled into the loan.
• There is NO maximum loan amount.
• You do NOT need assets to qualify.
• Qualify for a USDA loan with low credit scores or no credit scores is possible.
• Mortgages are secure 30-year fixed at low market rates.
• USDA Loans are for new & existing single family residences.

Please click the USDA benefits link above to learn more about this wonderful government home loan.

USDA 100% financing, historic low interest rates and affordable property values make this a wonderful time to purchase your new home.

We would be happy to answer all of your questions about eligibility and qualification requirements. To expedite your request please fill out the short information form (located on the right side of your screen) to have a USDA specialist contact you today. You can also call us 7 days a week/ 9am-8pm at 904.302.6060. See why USDA Mortgage Source is Florida's leading resource for all USDA home loans.