Q&A – How long does the USDA mortgage closing process take?

Question:  I’m about to be under contract on my first home. I would like to have an idea on how long the USDA mortgage process takes to complete so I have time to prepare for my move.

Thank you – J. Naples / Orlando, FL

Answer: Once you are under a fully approved contract, the USDA closing process will take around 35-45 days to complete.  The exact time depends on the city/county your new home is located. Once the lender underwriting is complete, your USDA home loan has to go through a secondary approval process with the local USDA / Rural Development office.  Each USDA office has different turn times that change frequently. However, 35-45 days is a safe bet to complete the entire processing/closing process.

Need a USDA home loan pre approval ? Please contact us at www.UsdaMortgageSource.com

USDA Mortgage Source is Florida’s Primary resource for all 100% USDA / Rural Development mortgages. Pensacola , Ocala , Clearwater , Bradenton and everywhere in between – please visit our main web site at www.UsdaMortgageSource.com or call 904.302.6060 to learn more about the benefits of 100% USDA / Rural Development home loans here in Florida. We are available to serve you seven days a week.

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